Exness Fees — Where Each Cost Is Taken From

The three places a cost can land

• The spread is never taken from the balance: it is carried inside the result of the position that is open, which is why a new position starts slightly behind.
• Commission on Raw Spread and Zero accounts is written against the position that produced it — Raw Spread up to $3.50 per side per lot, Zero from $0.20 per side — and reaches the balance when that position closes.
• Standard and Pro accounts carry $0 commission, so on those there is nothing to take from the balance at all: the cost sits entirely inside the position.
• Overnight swap on a position held past the daily rollover is added to that same position’s line, unless the account is swap-free.
• Exness charges no deposit fee and no withdrawal fee; where less arrives than was sent, the difference was taken outside the account by the payment provider, not deducted from the balance.
• There is no inactivity fee, so an account with nothing open has nothing being taken from its free balance.

Where each part of the cost sits

Why the balance can stand still while a cost is being paid

Someone who has paid a spread, a commission and two nights of swap can look at the balance and find it exactly where it was. Nothing is wrong with the account. All three of those costs were written against a position that has not closed, and until it does they have nowhere else to be.

This is why “how much did that cost” has two true answers at once. Ask the position and the answer is complete: the gap it started with, the commission line attached to it, the swap collected at each rollover it was held past. Ask the balance and the answer is nothing at all, because the balance reports only what has finished.

Closing the position is not the moment the cost is applied. It is the moment the amount crosses from one side of the account to the other — from something being carried to something settled — and the two answers finally agree.

The cost that never becomes a line of its own

Commission and swap can both be pointed at: each is written against the position and can be read off it. The spread cannot be, because nothing is deducted anywhere. It shows up only as the amount a new position is already behind by, and it is recovered by the market moving rather than by anything being returned.

That has a practical consequence for anyone comparing accounts. On Standard and Pro, where commission is $0, the whole cost is inside the position and there is no separate figure to add up. On Raw Spread and Zero the cost is split: a narrower starting gap and a commission line beside it. The place the money comes from is the same in both cases — the position — but only one of them leaves something to read.

Commission is the opposite case, and it has a trap of its own: it is quoted per side. A position that opens and closes has two sides, so the figure a completed round turn carries is twice the quoted one — up to $3.50 per lot on each side on Raw Spread, from $0.20 per side on Zero. None of it touches the free balance while the position is still open.

What the rollover adds, and to what

Swap is the one cost that arrives after the position rather than with it, and it lands in the same place as the others: the position’s own line, beside the gap it opened with and the commission written against it. It is applied at the daily rollover to whatever is open at that point, and an account of the swap-free (Islamic) type does not carry it at all.

That location is why the swap cannot be found by watching the balance. The amount and the number of rollovers behind it are attached to the position and readable there, and none of it has reached the settled side of the account until that position is closed.

Money leaving the account is not a cost of trading

Putting money into the account and taking it out are movements, not charges. Exness applies no fee to either, so the balance is reduced by the amount requested and by nothing else — there is no line to hunt for, because none is created.

Where a difference does appear, it appears outside the account. Three numbers belong to any transfer — what was requested, what left the balance, what finally arrived — and only the first two are the trading account’s business. If the third is smaller, the reduction was applied by the provider handling the transfer, and no part of it came off the balance.

So one instruction can move the balance without a single cost having been incurred, and a whole week of costs can be incurred without the balance moving at all. Which of the two is happening is answered by the position list, never by the balance on its own.

Reading a cost back to where it came from

1. If the balance has not moved, look at the open positions: a cost carried by something still open has not reached the settled side yet.
2. If the balance moved and nothing closed, money entered or left the account — that is a movement, not a cost.
3. If a position closed and the balance moved by less than the result on the screen suggested, the difference is what that position had been carrying against it.
4. If equity fell while the balance stood still, the change is inside what is open, and the position list is where it can be read.
5. If less arrived than was sent, look outside the account: the trading record shows the full amount leaving, because nothing was taken from it.

Standard and Pro accounts carry $0 commission, so on those the only things a position carries are the spread and, for each rollover it is held past, the swap. Equity already includes all of it; the balance does not, until the position closes.

Each cost, what it is measured in, and how often it is counted

A commission quoted per side is charged on the way in and again on the way out, so a completed round turn carries twice the quoted figure. Swap-free (Islamic) accounts do not carry the rollover amount.

Related Exness pages